Public Auto
- Commercial Auto
- Public Auto
Select an option below:
- What We Like
- What We Don't Like
- Product Highlights
- Recent Account Wins
What We Like
Forge Ahead!
Light & Local. Light vehicles (e.g., passenger vehicles and vans) with local operations
Target Business Classes
Taxi
Metered vehicle licensed to provide taxi services to passengers. No wheel-chair exposure (if incidental, refer to underwriter).
Sedan
Unmetered vehicle that provides passenger transportation on a for-hire basis. No wheel-chair exposure (if incidental, refer to underwriter).
Limousine
Unmetered vehicle that provides passenger transportation on a pre-arranged basis and for special events. No wheel-chair exposure (if incidental, refer to underwriter).
Amish Taxi
Unmetered vehicle that provides employee transportation to and from worksite. No wheel-chair exposure (if incidental, refer to underwriter).
School Transport
Unmetered vehicle (typically passenger van) that provides transportation on a pre-arranged basis to children to (and from) after-school events, extracurricular events, daycare. No school buses (if incidental, refer to underwriter).
Target Vehicle Types
What We Don't Like*
Pump the Breaks!
Prohibited Business Classes
- Non-Emergency Medical Transport (NEMT)
- Emergency Medical Transport (Ambulances)
- Long-Haul Passenger Transport (Charter Buses)
- Last-Mile Delivery
Prohibited Vehicle Types
- School Buses
- Large Buses (> 35 passengers)
- Electric Vehicles (EVs) - Physical Damage Coverage
Recent Account Wins
*This is not a complete list of ineligible classes or exposures, but it is indicative of the types of business class segments and exposures generally not available. If you have an account that has incidental exposures related to an otherwise eligible account, we urge you to reach out to our underwriters to discuss.
Product Highlights
Target Business Class Segments |
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Eligible Account Size |
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Eligible Vehicles |
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Radius of Operation |
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Motor Vehicle Reports and Loss Runs |
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Vehicle Symbols |
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Driver Eligibility |
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Limits Available |
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