Personal Injury Projection Coverage

What is Personal Injury Protection coverage?

Personal Injury Protection (PIP) is also known as ‘no-fault insurance’. No-fault insurance essentially means that the damages for injuries are paid for by the person’s own insurance regardless of who is at fault. No-fault insurance has one purpose—provide victims of auto accidents access to medical care without having to worry about the bills. It provides coverage for medical treatment from hospitals and other medical providers for both driver and passenger injuries.

What else do I need to know about PIP coverage?

  • Personal Injury Protection is not available in all states. Typically, states mandate the offering of MedPay or PIP coverage. Maryland is a rare state that offers both PIP and MedPay coverage.
  • The coverage limits vary by states and may include Medical, Disability and Death benefits.
  • Forge Insurance has Underwriters on staff who can help you navigate your situation in your state.


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